(#housingmarket #investing #stockmarket)
The potential bursting of the housing bubble and the upcoming US housing crash has been a major topic as of late. Home price in the United States has been very strong over the past decade. The price increases over the past two years have been especially dramatic. Lower mortgage rates in the past couple of years have led to skyrocketing home values as the demand from perspective home buyers has far outstripped the available supply of houses for sale on the market. Recently, rising interest rates in order to combat rapid inflation has led to the sharpest rise in mortgage rates in decades. This has made purchasing a home farther out of reach for the average American as these higher mortgage rates have led to higher mortgage payments.
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33 Comments
Shame on your sponsor. "Investing" in art has got to be the world's stupidest idea. After crypto, of course… no, actually it's about the same as crypto. They're both based on the Greater Fool theory.
Wishful thinking. Unemployment is low and supply is very low. Lending standards are much tougher than the last recession. Lots of Millennials and GenXers waiting in line to buy. While demand could cool due to higher interest rates, a "crash" is wishful thinking.
Biggest scheming theiving swindler's corporations in history with our criminal politicians
They are enriching themselves on scandal's and scheme's an fraud
Taxes has triple on these old houses
They even double the price of house from last year
Americans profits by greed and theft's an fraud continues.
Biggest crooks in history.
Excellent videos — great graphics to explain concepts and well done simple but informative explanations Glad to find your videos.
Domestically, the U.S. dollar is in the toilet. Internationally, U.S. treasuries have been increasing in demand to pay off liabilities. Inflation and deflation happening simultaneously. It's about to be a great time to purchase precious metals. After the collapse of the world economy, I wonder what the new world's reserve currency will be in 5 years time.
Every year in the past 10 years, all the idiot finance guys would guess the “crash” in the housing market.
Fewer…
The markets are crashing. And, we are moving towards a world of Hyperinflation. Should you worry?
In conclusion: the rate of increase May slow and if something drastic happens value may decrease.
Kinda clickbait title
Inflation hits people a lot harder than a crashing stock or housing market as it directly affects people's cost of living that people immediately feel the impact of. It's not surprising negative market sentiment is so high now. These are unprecedented times where 9 trillion dollars was pumped in to the economy and now we're paying the piper.
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All I ask is thatyou don’t like and don’t subscribe
Hope it crashes so it becomes affordable for me 😯
Thanks for the great video!
Your channel is infested with trolls again btw, they recommend each other in the comments lol
Stop telling real estate agents and timeshare idiots to give out loans to just anyone with feet even if they have a credit score and maybe this won't happen?
The entire system is a scam.
The formula of affordability should be based on a person's net income and sum of mortgage + property tax + insurance.
You gotta love ❤️ how simple mathematics are used to trick people into bad 👎 deals. Debt driven economy indeed. 😶
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Another great video to listen while on my way to Omaha for $BRK. Thank you for your hard work breaking down complicated concepts so we can all understand.
The crack is in the tenants side , who can afford to pay rent increases above 50% of income?
Very good breakdown. I think some “hot” markets will weather the storm but as you said there are markets that have seen huge price increases due to low rates and the pandemic increased demand while decreasing supply. Buyers who bought at the edge of affordability are at most risk of defaulting if they lose their job, which may well happen en masse as rates rise and push the economy into a recession.
<<ADVICE >> Inflation is killing my budget and my salary. I can't invest and it seems like I will need to sell a part of my portfolio to keep my head above the water this year.<<>>
Why is mortgage rates soar to highest level in over a decade — even wealthy home buyers are feeling the pain?
Seems like most of this is applicable at all times; you can always get a mortgage payment that’s too much of your take home pay, percentage wise… Which will cause stress. If the owners don't sell or refinance they'll continue to tread water.
ARM mortgages are where the trouble lies… People that did them a year ago will be screwed when it comes time to refi…
Fed rate action should have been taken long before now.
Nice Explanation!
“I don’t see prices coming down significantly unless something drastically changes”….. still titles the video “upcoming housing crash” click bait enough?
We're all gonna die.
Diversification is fot those who doesnt know what to do
Cool, thank you for making a nice video. So essentially
1) No bubble crash such as what we see in 2008-2009, IF
2) Prices stabilise soon once the interest rate effect kicks and the supply of houses increases
3) Economy keeps growing at a rate that can sort of catch up inflation rate
Bubble will exist due to:
1) Interest rate rises too fast and slows down the hot economy too much AND
2) Unemployment and cost of borrowing increases, causes
3) Default rate of the bottom earning people's mortgages increases, causes
4) Cascading effect on the economy, AND
5) Bubble burst and the economy enters a recession/depression
They will draw it up out for another ten years .by limiting listings .the same to thing they have done since 08.
So much more real estate disaster coming soon!😄
also at 12:20 96% of every home loan in the United States is done on a fixed rate, so future hikes would never effect them
12:10 fact check. Regulatory lending guidelines literally won't even allow lenders to loan to people whose "payments are 41% of their income'