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Wow i was not ready to be in the run category lol
But i am a dummy and got a newish car.. just a hyundai tho, i coulda been dumber.
My apr is like 6% and i cant decide if i should start doubling down on my $400 monthly payment, try and refinance with my higher credit score when rates drop and see if i can take a year or more off my loan, or just forget about it and keep buying mostly s&p and vanguard since thats on average more of a return than my interest rate…. Idk
The house thing is interesting… i feel like i am in a sense just throwing away 1200 a month renting when atleast some percentage of a mortgage will come back to you when/if you sell.. but 0% of rent will
My credit cards charge more than that 30%. Luckily I don't carry any debt.
You can lose every penny if you don’t invest too
Every time I want to spend extra money I hear jaspareet in my head saying can you buy 5 of them then I put it back lol
slow and steady will win over decades . patience, unless the way over valued stock market hits the limit
ppl if you have a kid invest a lil for them over 20 years , if not they'll never be able to move out
rt work hard for decades then f it up , dont do that ppl eventually your body cant work , and gl getting a job after 60
pay extra escro!! even only 70 a month you'll win long term
your house is not money its shelter
new furnace $14,000 first quote , wanted to punch him
22 years later your house needs a new roof .. 30 grand , think of that ppl
property tax should only be paid if you sell the property!!
the collectives credit cards are near maxed out now the true economy will reveal
shoulda bough gold 22 years ago smh , now its …
pay of debt as fast as possible ppl even if its only $50 a month more , your helping your future self
wants to keep some in cash but inflaaTION withering it away also, in the bank its just a number
You sound slightly frustrated you must be taking to americans😅
Thank you! I needed to hear the very start of this video. I’ve been steadily paying my debt off but started wondering if I should start investing instead of focusing on the debt. I shall solely focus on debt!
I turned off my taxes for three months from my payroll and use the extra money to pay down. My debt is a good idea to do as well.
Repeat topics😂😂😂
Search something new…don't let your creativity dir😅
True! I retired at 45 after working in America for many years being an immigrant. It is possible to create a bright future if you don’t follow the American trends. Save and invest.
Stop spending. Buy nothing. Save, invest every penny you can. 😇
My car insurance told me they needed to check my credit score when I needed to renew to get my new car insurance price
Always good information, wish I had followed your lead many years ago. The world today though has changed. I wont buy stocks, due to this current regime and what is going on. Its all in on precious metals now for me
The Fake rich the cliff is approaching, the real you will be exposed as the new tariff economy kicks in.
"Scared of market crash" I'm betting on it. Save money and buy up assets when they go on sale.
Try to look decent and trim your hair
Am I better off savings in high interest account at 4.33% or stock because my stock is way down and I think I get more in the bank 😅
A HIGH CREDIT SCORE means that you have borrowed a lot of money, paid it off as agreed and paid a lot of interest along the way.
From $16,980 to $48,870 that's the minimum range of profit return every week I think it's not a bad one for me, now I have enough to pay bills and take care of my family.🎉
I have 6 credit cards. Current balance is $172.00 on Home Depot card. Zero interest if paid in full by 12 months.
Since I often don’t use all the cards, my credit score decreases. If I charge a few bucks on each card credit score increases. So this guy is spot on: don’t focus on credit score. Save your money.
Once you read The Secret Way of Riches you will realize how blinded you were in the system. This is the book everyone has to read at least once, it’s that powerful when it comes to building wealth.