HUGE! This News TOTALLY CHANGED MY MIND About The US Housing Market – Danielle DiMartino Booth
The U.S. housing market, long considered a pillar of wealth and stability, is now at a critical breaking point. After years of artificially low interest rates, stimulus-driven demand, and speculative investment, affordability has collapsed to the point that a whole generation of potential homeowners has been locked out. What comes next could alter the country’s financial and social landscape.
Danielle DiMartino Booth, a respected former Federal Reserve insider and now CEO of Quill Intelligence, outlines why letting the housing market “go” may be the painful but necessary path ahead. She argues that, without a deep correction, first-time homebuyers will remain sidelined indefinitely.
Booth points out that while the Federal Open Market Committee has kept rates unchanged, the real cracks are beginning to show beneath the surface. Business investment has plummeted, defaults are rising, and jobless claims have surged to their highest levels since 2021. Despite official statements that the labor market is strong, she argues the Fed’s leadership is tone-deaf, overlooking growing underemployment and the drying up of white-collar opportunities.
Her data-driven breakdown links these conditions directly to the housing market: when money is tight and hiring freezes, large investors begin liquidating their housing portfolios, finally creating a chance for smaller buyers. This process, while painful, may open the door for millions who have been priced out of homeownership for over a decade.
Danielle warns that without this reset, a distorted cycle of speculation will continue to inflate housing, keeping ownership out of reach.
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