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0:00 – Video starts
1:15 – Direct deposit your net income
3:23 – Save $2,000 fast
5:30 – Pay down your high interest debt
6:57 – Invest your money
11:40 – Continue saving money
13:05 – How to spend your money
18:36 – Buy your time back
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29 Comments
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This is the kind of financial advice schools should have taught us. Simple, practical, and life-changing if applied consistently. Great breakdown!
These days, you pretty much need more than $2000 in emergency savings.
very nice mindset
Joyner Lucas…mannn oh mannn…yes, please! 😍😍😍 🔥🔥🔥
I have 13K saved for debt and emergency. Is that okay?
Ok
amazing tips, thanks.
Save $2000 fast
how much 401k tho 😓
Ok regarding the investing account , just to be clear we open a checking account for the sole purpose of sending a direct deposit of 15% from our paycheck , than in turn have that money directly withdrawn into a stock investment of some sort correct ?? I’m I on track? I would think the banks would charge us a fee if we don’t have a min and or deposit set amount but aside from that – this sounds like a genius plan
52:10 Strong BUY. Still early innings. NVIDIA is the dominant leader in AI and the preferred technology partner globally. Even w new competition on the horizon, NVIDIA is far ahead of the competition. 85% market share. 76% margin. Unrivaled demand for new Blackwell chip. Demand far exceeds production for Blackwell through to 2025 and beyond. No competitor has anything close to Blackwell. And forward P/E is about 33 (cheap for a high growth stock). Buy this stock and wait. You will be rewarded
Respect to you my man. 🎉❤ this video put a new perspective into my life.
The one step forward two steps backwards is what 2024 was for me. I was making smart moves just not in the right order.
My cc is only about 5-7 % interest. I joined a credit union, it’s great!
What about culte hair products….a Want or a need (I don’t want to neglect my hair Health, What do u think about that)
☺️☺️
you need to pay yourself first- 401k max contribution and 10 to 15% into a savings account.
“One step forward, two steps back.” Sounds like a song!
Crazy how this isn't common knowledge, crazy ass world for real, appreciate the videos 👍
DAVE RAMSEY!!!
This guy is awesome ❤
This.is.really.learning.i.love.it.james
The guacamole exemple is always so funny😂
I wish this man talk slower so people can understand him better. He talking so fast he makes me nervous 😮💨
I disagree with the grocery advice health food is just as expensive in the stores in Atlanta as restaurants a matter of fact junk food is just as expensive in both strand restaurants. Only cheep food is some fast foods and that will mess u up financially and health wise no win right now with inflation.
with the cost of living, id love to be able to use 25% of my pay into investments or savings. unfortunately living paycheck to paycheck.
Excellent content
👏🏽👏🏽👏🏽👏🏽👏🏽
Dave Ramsey 😂😂😂😂😂 please read MJ Demarco ok 😂😂😂